I feel completely safe with one in the chamber, with a quality holster. Try this
carry cocked without a round in the chamber around your house for a few days. After you notice the firing pin never drops you will be more at ease.
Also always follow the primary safety rule with any gun. Do not put your finger inside the trigger guard until you are ready to fire the weapon.
The only way to carry is one in the chamber ready to go. If you keep your finger off the trigger, you wont have a problem. Remember your finger does not go in the trigger guard until you are ready to fire.
yeah, when i had just bought my XD, about a month beofre i got my permit, i had it in the back of my truck locked up in a box under my lockable tonno cover. So a friend I worked with who was at that time just a deputy reserve with teh SD wanted to check it out. Well, he looked at it, took one of the loaded mags from teh box and put it in it, , cycled the slide to chamber a round, and then closed up everything back the way it was. I was like, "Why did you do that?"
He replied, "Makes for a mighty expensive paper weight carrying it around like the way you had it."
He went on to explain that even if I didn't have a permit, but i had to scramble for it in teh back of my truck, that time I needed to grab the mag and chamber it could be the time i need to save someone's ass or my own. When i got my clipdraw, i carried around for a while un-chambered, but i started carrying chambered because i don't tuck my shirt in and it fit pretty tight in my waistband. I eventually did the right thing though and got a cheap but good IWB holster...
carry your junk ready to rock! once your comfortable with it.
Maybe this will help. This is my response to a similar question a couple weeks ago around here.
Understanding exactly what is happening with the grip safety AND the trigger safety will help your comfort level.
Unless the trigger safety is pressed then the trigger cannot move to the rear AND until the trigger is slightly moved to the rear will the firing pin safety move out of the way of the firing pin. The firing pin is physically blocked until the trigger moves about 1/4 inch to the rear. AND...if the grip safety is not depressed then the sear is also physically blocked. When these two conditions are met, then further rearward pressure of the trigger will the sear release the firing pin to contact the primer and fire the pistol.
Also, carry it around the house without one in the chamber but in condition 1 until you see for yourself that it is safe.
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