Well my mom told my dad, that he could spend $500 on himself for Christmas. We took a trip up to Gander Mountain today. He called ahead of time, and they said they had some XD's for $549. They did, but not in a .40. They had a .40 serive $619, and a tachtical $579. He went with a [email protected] [email protected]. It was $549, with either $50 mail in rebate or two free mags. He really wanted another XD, which would have made his third.