I have a Texas Heritage for my XD40. I love it, it is a great holster. The only slight negative is re-holstering is a little difficult. I would get another one if I lost it, I would also have to check out Tucker's "The Answer". Tucker gets my vote every time.
I have had my Heritage for about five months and counting. This is the only IWB holster that I have, so I can't compare it to anything. I am 5'7" and a buck 35. For my skinny frame, it conceals very well and is very comfortable. To keep from "printing" I normally wear something with stripes to break up the pattern. I wear it everywhere I go. Went to a buddies house the first week I had it and he couldn't tell that I was carrying.
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