For conceal carry the rule of thumb is that you should not carry a nastier load than what your local LE are carrying. For example if your local LE is carrying Hydrashocks you shouldn't carry anything more destructive. The reasoning behind this is if it came down to facing a judge the ballistics guy won't be able to imply that you were out looking for trouble with your custom overpowered Teflon coated spent uranium hardball ammo, but were just an average person protecting themselves.
Just a thought
Just a thought