I would look at a good quality leather belt and try a leather holster from Don Hume and/or Jason Winnie. They list them under concealment holsters, look at the OWB models. I use Jason's Open Top Pancake w/ Body Shield J111 with a Crossbreed leather belt. Crossbreed also offers some OWB models, I would love to try the SnapSlide.
Another option would be to use a Blackhawk Serpa or Kydex OWB holsters, I carry my XD SC in a Serpa and really like the retention lock and release. The Blade-Tech models get great reviews also, been wanting to try the Partial Eclipse model (last link below).
We make some excellent holsters. all by hand with a very quick turn around..If you dont see want you want just ask..We are redoing our website at the moment..
A forum community dedicated to Springfield Armory XD and XD-M series firearm owners and enthusiasts. Come join the discussion about optics, gunsmithing, styles, reviews, accessories, classifieds, and more!