most never check because the only time they don't have one in the chamber is during cleaning.
^^ This, in spades. I unload it to clean it. When I'm done, I load one in the mag, chamber it, remove the mag - if it is empty, I know the gun is now loaded - then load 5 to fill the mag. I then put it in the holster where it will be on my person all day, every day, except when I'm in bed or in the shower, and then it is beside me, or when I'm in a posted location, and then it is in my car safe. It is never under anyone else's control, and it won't unload itself, so why do I need to check?
And to the OP, making disparaging comments about the posters responding to your thread is pretty bad form. I don't see any of the folks who disagree with you saying such things about you, why do you feel the need to do so toward them?