I went for the loaded version. I think that you get a lot of bang for your buck with the loaded version upgrade features. I didn't feel the same way about upgrading to the match version. Plus what I am going to be using it for.
I decided the features of the Loaded model were worth the price, at the time I purchased my M1A. If I have saved a few dollars getting the base model, I'd would've been likely to have gone back later and got the Loaded model.
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