Long story short my primary vehicle broke down last week. We have a third car that hasn't been driven in over a year. So I started using it. I haven't had a chance to get the inspection updated yet. The gamble didn't work. I got stopped by the police. I had the XD40 with me,but I don't have a CCW. I always keep it on the seat next to me unconcealed. Before the officer approached the car I removed the mag. As he approached the vehicle I told him that I had a hand gun. He seemed cool about it and asked me for it and the mag and placed it on the roof of the car. When he returned after I got my ticket he handed it back to me. He said "nice weapon, how much did you pay for it?" He also advised me to keep it on the seat unconsealed. He also said that I should look into getting a CCW. He was pretty cool about it. Most cops appreciate it when you let them know well in advance when your packin.