But you still have to find the XD you want. Ajames will match local prices and get what youw ant. Dealing with FFL is another thing.A_Med said:Pardon my ignorance but If I order a pistol from James wouldn't I still have to pay a transfer fee at a local FFL?? Seems like that could negate any savings. Most FFL's I've seen around here charge $75. to do a transfer.