I do not own one for an XD yet, I own them for every other gun I got. I had only one issue with one, that was for an IWB for CZ-97B, they molded the sideguard with the safety in the off position. It causes the safety to come off when I holster the gun. I spoke to them about it today and I have been invited to visit them on Monday to correct the problem. It seems they do not understand condition one carry. Lucky I live 20 miles away only. Otherwise they are very good holsters. I am very happy with all of mine . I recomend the Tec-Lok attachement for easy on/easy off. I took loops for the IWB though, personal preference. I use a DeSantis speed scabbard for my XD-9.