Well i had my hand on my XD40 today and was almost to where i was going to have to shoot. i live in a small town and was walking to my home 3 miles outside of town. I was in the development i live in and was enjoying a nice fall day when i heard noise behind me and right behind me was 2 ST. BERNARDS! one was growling and came up to me and snarled. the one behind barked and snarled a bit but stayed back a few feet. The one closest to me snapped at me and i started to pull my XD40 out of the fanny pack i use to carry. i had the grip in my hand and it was coming out when the owner hollered at his dogs. they stopped and so did i. he hollered again and they went to him and he put them in thier kennel. he then came up to talk to me. He asked me if i had a gun in my fanny pack and i told him yes and he came close to loosing a dog. ST. BERNARDS are to big to take a chance with much less two of them. he told me he would not have blamed me if i shot them.. he is not going to let them out from now on unless he has them on a leash. he was washing windows and not watching his dogs when this happened. we had a nice talk and shook hands and parted friends. I was SURE GLAD I WAS CARRYING TODAY!! Its not always people we need to watch out for.