i'm considering whether or not i want to start concealed carrying my XD9 and i'm trying to make an informed decision. so, i thought why not get feedback from my wonderful, fellow XD owners... Before any of you decided to start carrying, 1. what factors did you take into consideration? 2. why did you start carrying? 3. did something convince you to start? 4. what were some of the resources (info, articles, etc...) you utilized to help make the decision? Thanks in advance for the replies/advice!