Hola, I probably mentioned some of this in my re-intro post, but here's a summary of my situation: I am youngish, but feel effin' old. My spine was crushed in a car accident several years ago, leaving me paraplegic. That means I am totally paralyzed below the chest, but my arms & shoulders were not effected, so I have full use of my upper body, just not my legs or trunk. I got a CWP and an XD(4" 357sig) when I turned 21, though I didn't really carry on my person and thus never found a holster. Now I "live" in the deep south, and just applied for a CWP in this state. I REALLY hope my application goes through, as I am very obviously a visbly easy target due to my disability. I have been thinking a lot about what kind of holster would work best for my situation. I decided that a Belly-Band would probably work the best for me, though I am also considering getting a granny-pack to have as a backup option. I really don't think any kind of in or out of the waistband holster, shoulder rig, or thunderwear style of holster would work, for a variety of reasons. I have been searching for info & reviews, and have been surprised by how many varieties of belly-bands there are. I just started trying to put together a list, and it looks like there are well over a dozen different belly-band holsters on the market! It's a little overwhelming, so I could use some advice and help deciding on what would work best for me. I read someone on here talking about bell-bands, and they said they had tried the Galco belly band, and one of the cheaper ones. They said they liked the cheaper one better because it was more versatile and the Galco leather one could get a little hot against the body. That would definitely be an issue for me, because unfortunately I now "live" in the DEEP SOUTH, where it is hot and humid as hell, probably more so. I have not, and never will adapt to this miserable heat, so I don't need to be wrapped in leather. I was also thinking my XD(my only firearm) would probably be the best concealed kinda framing my gut. Like with the slide to my side and the grip sitting on top of my gut. I'm not a real big guy, though I have a bit of a gut now that most of my body doesn't function and thus burn fat, and I have zero trunk muscle/ab tone to hold my stomach in. So if I could find a cheap, vesatile, functional belly band, that would be great. I've seen several very inexpensive ones on eBay, and a bunch more around the web, most for under $50. I would like one with some extra pockets, or at least an extra mag holder; though the more options available the better! Once I get my list more put together I can post some info/pics/links here; but I would really appreciate some suggestions and info from those of you who have experience with and/or know about Belly Band style holsters, so I can make an informed decision and find one that is quality and works the best for my needs. Thanks!