credit card got stolen

Discussion in 'XDTalk Chatter Box' started by Modificationvt, Oct 22, 2008.

  1. Oct 22, 2008 #1
    Modificationvt

    Modificationvt XDTalk 1K Member

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    I went to buy an AK the other day and my credit card got declined, so I called them up and apparently it has been frozen due to some fraudulent charges...I haven't used this thing in moths! and now I have to wait a week to get my ak, because I have to wait until they send me another card....sigh...I guess it could be worse....just annoying.
     
  2. Oct 22, 2008 #2
    akmjolnir

    akmjolnir XDTalk 1K Member

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    The CC company should have called you immediately upon finding any fraudulent charges. Mine did, but they lost the original replacement card in the mail, so the time without a card probably evens out.
     
  3. Oct 22, 2008 #3
    ichy_trigger

    ichy_trigger XDTalk 10K Member

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    Been there done that before. My ex got her pocket picked during christmas one year and they got my debit card. Had my wallet stolen once and a credit account got all messed up. Good luck and be vigilant to your account activity.
     
  4. Oct 22, 2008 #4
    gkelley3

    gkelley3 XDTalk 5K Member Founding Member

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    Make sure you check all of your accounts. They could be taking statements out of your mailbox.

    That happened to me last year. Had to change all of my accounts and got a PO Box.
     
  5. Oct 22, 2008 #5
    RogueXD

    RogueXD XDTalk 5K Member

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    Got to keep an eye open!!
     
  6. Oct 22, 2008 #6
    k-dog

    k-dog XDTalk 100 Member

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    Discover did this to me twice within a year. They close the account down and sent out cards. We didn't know it until we went to use the card. No call or anything. My wife called them and they said that they had gotten reports that some of the places we had shopped at had their systems compromised and someone may have gotten CC info. She told them that was BS and if they pulled this stunt again that they need not send out replacement cards.

    It seems to me that credit card companies are trying to protect their behind since the consumer is only liable for the first $50. They freeze or close the account anytime they think something might be up.
     
  7. Oct 22, 2008 #7
    Majk

    Majk XDTalk 3K Member Founding Member

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    I got the call this summer. Asked me if I was buying auto parts in California ? I said no I'm in Nebraska, then she asked me if I was online opening up a match.com account. Again I told her no. Well they racked up a couple grand in minutes.

    Then about a month ago some company put an un-authorized charge through for $9.00 hoping I wouldn't catch it. :twisted:
     
  8. Oct 22, 2008 #8
    TMP

    TMP XDTalk 3K Member Founding Member

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    Sign up for paperless billing from all of you CC companies and setup your online access. Change your passwords every few months and check your accounts on a regular basis.

    Lately some $1 charges have been made to my card and I keep disputing them and getting the charge taken off. That's what I get for trying out a credit monitoring service and canceling them. I have no idea why I keep getting the $1 charge but my next step will be to try and get them blocked from my account.
     
  9. Oct 22, 2008 #9
    Tard

    Tard XDTalk 5K Member

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    My wife had two of those bogus $12 charges put on her CC a while back, she disputed them and the CC company took them off. They originated in Russia.

    Then one of the bogus companies threatened to SUE US for not paying!
    The 'collection letter' was totally illegally worded and when we sent them a registered letter with the details, they refused to sign for it.

    Then, they threatened to sue us again.
    The letter from the lawyer and filing with the BBB and NY Attorney General stopped them but they are still in business with a huge list of complaints against them.

    So, the first time you get a bogus charge on your CC, demand the company cancel it and re-issue.
     
  10. Oct 22, 2008 #10
    ForTehNguyen

    ForTehNguyen XDTalk 5K Member Founding Member

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    someone took a $1000 from my debit card when I was in cali. The ONLY time i used my debit and PIN there was at this gas station. For sure I believe the gas pump machine was rigged to record the card data. Later someone charged the money at an ATM. The gas pump declined my discover card so thats the reason why I used the debit. Being an ATM you need a physical card and PIN so they had a magnetic card writer machine also which is why for sure the gas pump was recording my acct# and PIN data. This happened a couple days after I arrived back in Houston. Chase called me and shut down my card and they refunded my money. Its all fixed now and I'm getting new cards issued.
     

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