Car hit in parking lot. Person left note...what would you do?

Discussion in 'XDTalk Chatter Box' started by taylor6400, Oct 23, 2012.

  1. Oct 23, 2012 #1
    taylor6400

    taylor6400 XDTalk 1K Member

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    Here is what happened. My fiance has a car she leaves at work. She does title work for a law firm so she drives alot for title searches. Someone backed into her car in the parking lot over the weekend. The owner left a note. Must be a young girl because she said to call her dad and left a number. I call him, he didnt know about it...was kind of a jerk which pissed me off right away as i was being completely calm with him as i was happy they did leave a note, and i told him that. He tells me to go get an estimate and call him back.

    Heres the situation though. I got the estimate, $400 for paint and labor. I feel bad raking this guy for $400 because the car is a 96 Accord and the paint is in bad shape to begin with. Not rust, just sun fade. Body wise its in fine shape. In reality we probably wont get it fixed as its just a work car and she will drive it until it starts to have issues and then buy a new (used) car for work to save miles on her regular vehicle. Still, when it comes time to sell, the scrape and gouge on the bumper wont help resale...so the $ from him would make up for that. Other than the guy being a jerk on the phone i feel bad about this. I contemplated telling him look, give us $200 for the damage and call it even. But im afraid then he'll get pissed when he figures we arent getting it fixed.

    What would you do? Forget it all together? Send him the estimate and pocket the $400? Get it fixed for $400? Discuss the lower $ option with guy and settle for something for the damage and not get fixed?

    She works for a law firm...it is not illegal to pocket the money regardless whether he pays or his insurance pays. So, save the negative comments about thinking of pocketing the cash!
     
  2. Oct 23, 2012 #2
    Knightslugger

    Knightslugger XDTalk 10K Member

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    If i were the guy, i'd tell you to get an estimate, get it repaired, and i'll pay the bill.

    otherwise go through your insurance.
     
  3. Oct 23, 2012 #3
    taylor6400

    taylor6400 XDTalk 1K Member

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    And i am supposed to trust that the guy is going to pay the bill after its fixed? no thanks.

    If he wants to go through insurance im all for it. But he doesnt.
     
  4. Oct 23, 2012 #4
    Helpdesk9

    Helpdesk9 XDTalk 25K Member

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    Go through your insurance. Sounds to me like he or his daughter might not have insurance.

    Veni, Vidi, Edi
     
  5. Oct 23, 2012 #5
    xdjosh1980

    xdjosh1980 XDTalk Member

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    Legally he doesn't get that choice. Make him file a claim and he will be paying every month.....or he can pay you now, his choice. If he doesn't have insurance, you can take him to small claims court or he can pay you now, again his choice.

    You shouldn't feel bad.....do you think the jerk would?


    Sent from my iPhone using Tapatalk
     
  6. Oct 23, 2012 #6
    N.E. Tx.XD

    N.E. Tx.XD XDTalk 10K Member

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    If you don't want to deal with it at all, just turn it over to your Ins. company with the information you have. It can be filed under comprehensive and or uninsured motorist for the damage and your Ins. company will do all the work perusing restitution.
     
  7. Oct 23, 2012 #7
    Helpdesk9

    Helpdesk9 XDTalk 25K Member

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    Exactly. Stop worrying about hurting some guys feelings. It's not your fault his kid can't drive.

    Veni, Vidi, Edi
     
  8. Oct 23, 2012 #8
    HTOWN stunna

    HTOWN stunna XDTalk 2K Member

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    I would make him pay and keep the money.
     
  9. Oct 23, 2012 #9
    drs1321

    drs1321 XDTalk 5K Member

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    I had a little different situation than yours because my truck was in mint condition, but this part was the same. The guy gouged my trucks tailgate and told me he'd pay whatever it cost to replace and paint it but didn't want to go through insurance. I searched around for the best quote for him from a reputable shop, and we met at the shop where the bill was put into his name.

    Then again this guy was a super nice dude. He just didn't want to go through insurance because it happened with his truck he uses for his business.
     
  10. Oct 23, 2012 #10
    taylor6400

    taylor6400 XDTalk 1K Member

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    Why should i go through my insurance? The guy has the right to go through his insurance. They would either send an adjuster and cut me a check, or take the written estimate and pay the body shop directly. I would be fine with either. But im guessing this is below his deductible anyway so he doesnt want to involve insurance and risk higher premiums. I am guessing he is insured...he owns a small construction company. Hes not a deadbeat. Just a jerk apparently.
     
  11. Oct 23, 2012 #11
    N.E. Tx.XD

    N.E. Tx.XD XDTalk 10K Member

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    Model citizen right there!
     
  12. Oct 23, 2012 #12
    smencinias

    smencinias XDTalk 3K Member

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    thats what insurance is for. we all take chances when we drive. sometimes it just dont work out the way we wanted. if he feels like its too much, too bad so sad. it wasnt your fault that his GF, wife, daughter, lover hit your parked vehicle. i've found out over the years that if we all play by the rules then nobody can complain about $h!t. and if he's bein an *** about it then i would pick the most expensive shop to get it repaired.
     
  13. Oct 23, 2012 #13
    fireproof69

    fireproof69 XDTalk 500 Member

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    I'd show him the estimate for $400, and say you will settle for $200.

    We had a lady pull in front of us once, and totalled her cat. No insurance. She made payments to us for our deductible, but I let het off the hook for half od it. She worked at Sonic and had to replace her car with a junker.

    Nothing wrong with showing a little human compassion sometimes.
     
  14. Oct 23, 2012 #14
    N.E. Tx.XD

    N.E. Tx.XD XDTalk 10K Member

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    Too bad for her poor kitty :confused:
     
  15. Oct 23, 2012 #15
    SmokedBMW

    SmokedBMW XDTalk 1K Member

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    lol damn you beat me to it
     

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