I ask because my shooting partner has one and so far it has been disappointing. Please don't waste my time with advice on how to shoot accurately. My shooting partner is an excellent and very experienced shooter and shoots extremely well with any pistol that he owns, or the ones that I own. Please understand that I am a fan of the XDm and own the 4.5 in .45 ACP that's a tackdriver. He mentioned the accuracy issues before our last shoot which was yesterday. He fired both factory ammo as well as several handloads I make that we know to be accurate. I bought a Ruger SR9 a little over 3 weeks ago and it is very accurate. To prove his point, he shot groups with my SR9 that were excellent, and groups through the XDm 3.8 C that were unimpressive. The best load we fired was with one of my handloads using the 124 gr. Montana Gold JHP over a warm charge of Ramshot Silhouette. It shot exceptionally well through the SR9, and while it gave him the best accuracy in the XDm 3.8 C, the groups were average at best. We're both interested in opinions from you guys that have the XDm 3.8 C. I don't need any information regarding other XD or XDm 9mm pistols. My shooting partner has considered installing a trigger kit from PRP or Springer, but feels like that may just be throwing good money after bad. He's also considering selling the pistol and buying the Ruger SR9c, or maybe the SR9 if he becomes convinced that he can properly conceal it. That is an entirely feasible proposition because the SR9 is as thin or thinner than the Dan Wesson CBob he sometimes carries. He'd really like to stick with the XDm C because he's bought 5 or 6 extra mags to go along with the 2 that came with the pistol. Match grade accuracy is not what he's expecting, but neither does he want to carry an inaccurate pistol. So how do you guys that own them and carry them feel about their accuracy?