Well..i've only taken my new XD.40 to the range once and was using Independence ammo (recommended by rep at Sportsmans warehouse) and had 3 or 4 FTF...after i was done with my 100 rnds of that i purchased the house range ammo...PMC and had no problems. I think alot of people dislike PMC but it worked better than that independece. I did notice that the independence round has a wider flat tip than did the PMC...think that is what was causing my FTF's? Anyone ever use Independece ammo? and did you have any FTF's?