Shoot Somebody, Mucho $$$$$$

[ForTehNguyen]

in texas, even though castle doctrine applies to your house, car, and business, the civil immunity is only for your house

[rtparso]

Originally Posted by ForTehNguyen

in texas, even though castle doctrine applies to your house, car, and business, the civil immunity is only for your house

I am not 100% sure but in NM castle doctrine only means that a shooting "defending your home" is justifiable. There was a new law up last year that will basically make it so if a shooting is declared justifiable you can not be sued. Unluckily it did not make it to the floor. Maybe this year.

[drgonzo]

Originally Posted by texas_rebel_1980

wow, he has killed three people? not saying he is trigger happy but damn. i understand his job is high risk though, so that is understandable. but wow, three. i can only imagine how costly it is.

Marshals are predominantly involved in transporting prisoners to/from court and serving warrants and other court documents to people who might not be happy to receive them. And during transport, prisoners might see that as their opportunity for an extended vacation from Club Fed. So not too surprising to me that he's been involved in a bunch of shootouts. Thank God somebody will do a job like that though.

Five figures to defend a lawsuit is pretty common. Imagine the cost if you lose! That's why my opinion about lawsuits is: "Even if you win, you still lose--a helluva lot of money!"

[aeneas26]

Originally Posted by oldfart

+1
Heard the same from our instructor. Was told to check out Welcome to ConcealedCarryLegal.com and Texas Concealed Handgun Association I need to look into those again, thanks for reminding me of the importance.

Our instructor also told us we should all have one person other than family members to call if we were involved in a shooting. Someone we could trust to be objective and would tell it to us like it is.

If you ever have to shoot someone, don't say anything to anybody. Immediately get a good lawyer and let them do the talking. A good lawyer will help minimize your liability both criminally and civilly.

[AZXD]

Originally Posted by aeneas26

If you ever have to shoot someone, don't say anything to anybody. Immediately get a good lawyer and let them do the talking. A good lawyer will help minimize your liability both criminally and civilly.

+ a bigger number than I can type

[texas_rebel_1980]

Originally Posted by drgonzo

Marshals are predominantly involved in transporting prisoners to/from court and serving warrants and other court documents to people who might not be happy to receive them. And during transport, prisoners might see that as their opportunity for an extended vacation from Club Fed. So not too surprising to me that he's been involved in a bunch of shootouts. Thank God somebody will do a job like that though.

Five figures to defend a lawsuit is pretty common. Imagine the cost if you lose! That's why my opinion about lawsuits is: "Even if you win, you still lose--a helluva lot of money!"

oh i know what marshals do. that just seemed like an extraordinary career to have two bodies on your gun plus one off duty. but i can see it being a really dangerous occupation.

[Neomet]

Originally Posted by Oremus

3 fatal shootings is pretty typical for a lot of PD in certain parts of AZ... there's nothing trigger happy about it - at least I hope not.

To the OP: I went to Gunsite for my CCW and the instructor mentioned a local case that spanned several years and tallied somewhere close to $150,000 in lawyers fees, court costs etc... He recommended a general liability insurance policy to the tune of $1million if you can afford it and plan to CCW. My business general liability only costs like $230 year - I don't have a personal gen liab. but probably should - if you break it down it's like $20 / month.

Any General Liability policy, either your homeowners/renters or a CGL will almost certainly not defend or indemnify you for any civil suits from a shooting. GL policies defend you for alleged acts of negligence. About the only time I have seen a Homeowner's policy afford a defense was when the shooter claimed he was shooting into the crowd of people at the party in general but did not mean to hit the specific person who ended up with a bullet in him.

Think of GL policies as insuring you for "accidents". You are almost certainly intentionally shooting the BG, and bravo for you in my book, but your homeowner's insurance isn't designed to cover the civil action that will probably follow, and absolutely won't pay for a defense in a criminal action. The NRA offers some sort of coverage for shoots, but I do not know the specifics for that very specific sort of coverage.

[billbrasky]

my doctor bills (i have insurance and good insurance but who knows they have a way of farking over good folks) and lost wages from work, and maybe inpairment that would reduce my wages for the forseable future could cost me $40-100k in hospital, 100 k in physical therapy, short term tens of thousands in lost wages, long term could cost me hundreds of thousands to millions if you factor in the money i should have made and invested but didnt. All in all $40,000 isnt a smoking deal but the alternatives can be stuff that would bankrupt you. You could be a burden (as in virtually unable to feed yourself or wipe your butt or put on shoe etc) ......to your family and live 35 more years ...... what a drain you (or I) would be.

If you didnt do it something Illegal the 40k would just be money well spent, and there is always bankruptsy court. I would rather sell everything i have to come up with the 40k than walk around with a limp or one eye missing and drool or some other ailment.