My Walmart Adventure

[DanTheEldest]

Originally Posted by PackerfanXD

Thanks Han.

I kept looking for a pic of a newly-thawed Solo, but it wasn't happening. You got the reference anyway.

[cypress]

Originally Posted by jtkratzer

They give you a check minus the deductible for the value of the vehicle as it is...if it's a vehicle you purchased new within the last couple years, you're going to be left with a loan and SOL.

Car insurance is a farking scam! You use resources like KBB, Edmunds, and NADA to haggle on the price of a vehicle, especially used, and then the insurance companies turn around and use private sources you have to pay to use or be a member of insurance companies to use that list far lower values for vehicles.

I totaled a car right before I graduated college and all the sources I used to negotiate the purchase price told me I'd get $X for the car's value from insurance minus my deductible. Turns out I got about $3,000 less than that and had a small amount of my loan left over. I hate car insurance. You're forced to have it by law, but if you use it, your rates go up. If you need it to get the value of a totaled car, you don't get the amount you need to pay off a loan.

Don't worry, the insurance companies have you covered. Now they sell insurance to cover the difference between the market value and the amount you owe. It's called Gap Insurance. Don't you feel better now.

[jtkratzer]

Originally Posted by cypress

Don't worry, the insurance companies have you covered. Now they sell insurance to cover the difference between the market value and the amount you owe. It's called Gap Insurance. Don't you feel better now.

So they can take more money off me. Is that like having to buy gap insurance, known by the government as Medigap policies, to supplement Medicare? Or the supplemental insurance for accident, disability, cancer, etc so oft available.

[PackerfanXD]

Originally Posted by DanTheEldest

You got the reference anyway.

Oh yeah, I love IV, V and VI.