Denied Purchase??? - XDTalk Forums - Your HS2000/SA-XD Information Source!

Mac45 · 01-31-2007, 01:50 PM

I have an American Express, it's my only credit card and I keep being told that your company does not except this type of card. American Express is supposed to be accepted everywhere, so why can't i shop on your site with it?

mattjohnston87 · 01-31-2007, 01:59 PM

Quote:

Originally Posted by Mac45

American Express is supposed to be accepted everywhere, so why can't i shop on your site with it?

Where does it say that?

Just curious...

Matt

Mac45 · 01-31-2007, 02:11 PM

Quote:

Originally Posted by mattjohnston87

Where does it say that?

Just curious...

Matt

After I fill out all the forms and hit "checkout" to complete purchse this is exactly what I see...

I'm sorry, there was a problem with your transaction.
Transaction Result:	(17) The merchant does not accept this type of credit card.

bowhuntr09 · 01-31-2007, 02:15 PM

A lot of places don't accept AE because the fees are higher.

Miguel · 01-31-2007, 02:16 PM

AMEX charges vendors for the 'priviledge' of their customers using AMEX, so many small vendors tell AMEX to take a long walk of a short pier.

That is how I also have a Visa and MC (debit cards) for those places that don't put up with AMEX.

mattjohnston87 · 01-31-2007, 02:17 PM

I was refering to where it said that American Express is accepted everywhere.

A lot of retailers and vendors don't accept some credit cards. For what ever reason, I don't know.

Do you have a checking account that you can get a debit card tied to? Most of those are either Visa or MasterCard.

Matt

TobyU · 01-31-2007, 02:17 PM

American Express as Discover are definitely not accepted everywhere.
It is up to each merchant. I have taken MC/Visa and Debits for almost 15 years at my company....but I still do not take AMEX or DISC.
The reason is the that AMEX and DISC won't get with the program...They have extreme fees to the merchants to take them..
Typical credit cards are no more than a hair over 3% on a very bad merchant set up.
Amex changes their mind all the time but at one offer it was 30.00 a month just to take them PLUS percentages or each purchase.
Disc was a 75.00 set up fee.
Set up for what? SO I can do your customers a favor by takin your card....
Something is ass-backwards here.
I will admit it does suck to not take Amex...many "professional" and corporate customers use only it....but probably 90% plus people that have an Amex have other cards....
it is not like they give it to borderline credit risks....so usually it is not the first or only card a person has.

KarolinaKid · 01-31-2007, 03:07 PM

AMEX may boldly state they are accepted everywhere, but reality is they want too much of the cut and some businesses are not willing to give away any more of their profit. Can't blame them.

Mac45 · 01-31-2007, 03:42 PM

This really sucks i do not have anyother cards I can use either...and this AMEX is brand new like two weeks old lol

LUVMYSIGP225 · 01-31-2007, 03:49 PM

My company is dumping AMEX as their company credit cards because of traveling reps complaining that they went places that frequently go to places where they cannot use it, and do not want to get stuck paying out of their pocket for a company expense.

01-31-2007, 01:50 PM	#1
Mac45 XDTalk 100 Member Join Date: Jan 2007 Location: Stanwood, WA Posts: 264	Denied Purchase??? I have an American Express, it's my only credit card and I keep being told that your company does not except this type of card. American Express is supposed to be accepted everywhere, so why can't i shop on your site with it? __________________ XD .45ACP Compact Kimber Ultra Carry II

01-31-2007, 02:16 PM	#5
Miguel XDTalk 1K Member Join Date: Apr 2006 Location: Katy, TX Posts: 1,869	AMEX charges vendors for the 'priviledge' of their customers using AMEX, so many small vendors tell AMEX to take a long walk of a short pier. That is how I also have a Visa and MC (debit cards) for those places that don't put up with AMEX. __________________ Miguel Enjoying my XD .45ACP Tactical. need to break in my 870, and my wife's XDSC9. I carry my XD45 ACP Tactical, in a SuperTuck from CB. Very comfortable, easy to hide, easy to draw, and easy to reholster. Looking for an HDR*, either an AR-180B, or Kel-Tec FBR. HDR, Homeland Defense Rifle

01-31-2007, 03:07 PM	#8
KarolinaKid XDTalk 1K Member Join Date: Nov 2006 Location: TN (In my mind I'm goin' to Carolina...) Posts: 1,040	AMEX may boldly state they are accepted everywhere, but reality is they want too much of the cut and some businesses are not willing to give away any more of their profit. Can't blame them. __________________ The power of accurate observation is commonly called cynicism by those who have not got it. - Sir George Bernard Shaw

01-31-2007, 03:42 PM	#9
Mac45 XDTalk 100 Member Join Date: Jan 2007 Location: Stanwood, WA Posts: 264	This really sucks i do not have anyother cards I can use either...and this AMEX is brand new like two weeks old lol __________________ XD .45ACP Compact Kimber Ultra Carry II

01-31-2007, 03:49 PM	#10
LUVMYSIGP225 XDTalk 5K Member Join Date: Mar 2006 Location: Crackron, Ohio Posts: 5,014	My company is dumping AMEX as their company credit cards because of traveling reps complaining that they went places that frequently go to places where they cannot use it, and do not want to get stuck paying out of their pocket for a company expense. __________________ "The hippies got high, and the hippies are dead. I went hunting, and I am still Ted." - The Nuge, 2006.

01-31-2007, 02:15 PM	#4
bowhuntr09 XDTalk Member Join Date: Aug 2006 Location: Midlothian, VA Posts: 91	A lot of places don't accept AE because the fees are higher.

01-31-2007, 02:17 PM	#6
mattjohnston87 XDTalk 5K Member Join Date: Sep 2006 Location: Montana Posts: 6,436	I was refering to where it said that American Express is accepted everywhere. A lot of retailers and vendors don't accept some credit cards. For what ever reason, I don't know. Do you have a checking account that you can get a debit card tied to? Most of those are either Visa or MasterCard. Matt

01-31-2007, 02:17 PM	#7
TobyU XDTalk 100 Member Join Date: Oct 2006 Posts: 280	American Express as Discover are definitely not accepted everywhere. It is up to each merchant. I have taken MC/Visa and Debits for almost 15 years at my company....but I still do not take AMEX or DISC. The reason is the that AMEX and DISC won't get with the program...They have extreme fees to the merchants to take them.. Typical credit cards are no more than a hair over 3% on a very bad merchant set up. Amex changes their mind all the time but at one offer it was 30.00 a month just to take them PLUS percentages or each purchase. Disc was a 75.00 set up fee. Set up for what? SO I can do your customers a favor by takin your card.... Something is ass-backwards here. I will admit it does suck to not take Amex...many "professional" and corporate customers use only it....but probably 90% plus people that have an Amex have other cards.... it is not like they give it to borderline credit risks....so usually it is not the first or only card a person has.

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