Owned both, no longer do; my carry guns are 9mm now (Glock 19s) and the only .45 I have is a 1911 for "nostalgia" purposes...
That said, given the choice, I'd take the M&P. I'd feel comfortable with the XD though. If you want CTC grips, the M&P is a no brainer. Only caveat to that is that it's a no brainer for pretty much any M&P except the 45c, as to my knowledge, Crimson Trace doesn't have a model for the 45c yet.
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