In my (somewhat limited)experience, $470 is a reasonable price. I bought my last XD40 at a gun show more than a year ago for $460. As for the 9mm vs. .40 argument, it will never be resolved. My wife and I both carry XD40SCs (legally--we have Texas CHLs). I have an XD40 Tactical in the bedside table. Our son (also a CHL holder) carries an XD40SC--but his wife swears by her XD9SC. You pays your nickel and you takes your choice.
The statistics on sanity are that one out of every four persons is suffering from some sort of mental illness. Think of your three best friends -- if they're okay, then it's you.
Life Member - NRA
Member - Texas State Rifle Association
Member - Gun Owners of America