I work virtual office from home and most of the time alone. I may often be home at my desk in a robe. I normally do not slip my guns into the robe when I am sitting down as the forward facing pockets tend to cause the guns to point at my leg... not good. So I have a place which is literally at the same distance as my hip where I keep the guns and extra mags. If I am in a robe and leave my desk, a gun comes with me in my pocket.
If I am dressed, I carry... in the house... out of the house... everywhere legal. Somehow, someway I have a gun within arms reach all the time... except when I am in the shower. It is further away in that case. I assume that risk because I lock the door.
You never know when you are going to need your gun. When you need it there will probably not be time to think about where it is and run to go get it. You will need it right NOW.
I would feel real stupid if for any reason I did not have my gun and some whacko did me in. Unrestricted license to carry and I am caught unarmed. That's just dumb.